Residential Loan

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Residential home loans are home loans that offered for residential properties as opposed to commercial borrowing. This loan is available to:
1. Those who are buying their own home, purchasing a block of land or building a home to live in. (First home buyer or Current home owner)
2. Those who are looking to purchase an investment property.
3. Those who are looking to refinance their current residential property.
 

There are two main types of residential home loans available to choose from, depending on your situation and needs: 

This type of loan offers a variable interest rate which generally changes as the Reserve Bank of Australia’s (RBA) cash rate moves. This give a flexibility to the client as well as the chance to benefit from possible drops in interest rates.

With this type of loan the interest rate is fixed for a certain term chosen by the borrower therefore the client have certainty about their regular repayments.

Obviously the borrower could choose to combine these two feature and have part of the loan as variable and the other portion as fixed loan.

• Unsecured Personal Loans
• Secured Personal Loans
• ​Holiday Loans
• ​Debt Consolidation

• Motor Vehicle Finance